We offer a variety of individual counseling and group education opportunities so you can feel confident in reaching your financial goals. Our counseling staff is certified by various state and national organizations and has been providing services for over 25 years.
HOME PURCHASE COUNSELING
Inform yourself, prepare yourself, and then buy. NeDA offers HUD-approved home purchase counseling. An adviser will help you understand the process from start to finish by completing a financial assessment, including a full credit report review to help identify potential barriers and get you mortgage-ready. Your coach will offer unbiased support and advice along the entire home-buying process. Set up your appointment today. If you're feeling too busy to come in, check out Framework, the only online home buyer course designed by experts in online learning. You can learn when, where, and how you like. It even works on your smartphone.
We also partner with Twin Cities Habitat for Humanity to prepare buyers who may qualify for a Habitat mortgage loan. Habitat loans are designed for buyers who meet certain income qualifications. Some buyers will qualify for a Habitat-developed property, and other buyers may qualify to buy a home on the open market. Homebuyers complete our home purchase counseling, a homebuyer education class, and then are referred directly to Habitat’s program. Contact us to set up your appointment.
FINANCIAL COUNSELING & Debt Management support
Our accredited counselors offer unbiased, relevant, and direct advice to help you get on a bright financial path. We can walk you through the different tools available to reduce your debt, like a Debt Management Plan (DMP), which consolidates your monthly credit card payments into one payment. Learn about your options to build assets and get in control of your finances. We'll guide you through the steps to improve your credit report and detail options to boost your credit score. We work in collaboration with Lutheran Social Service to help you develop a plan of action to take control of your financial future. Set up your appointment today.
foreclosure prevention counseling
Protect your family's asset. If you're a home owner experiencing a financial crisis, we understand the frustration and sense of helplessness. Learn about your options, rights, and alternatives during any stage of this process. NeDA counselors will provide you with free and confidential counseling services tailored to your family's situation. We'll discuss your realistic options and guide you along the foreclosure prevention timeline. Our counselors can advocate on your behalf with your mortgage servicer to discuss your options. You are not alone; NeDA can help. Set up your appointment.
FINANCIAL LITERACY WORKSHOPS
We believe that learning about the financial system in the United States should be fun and straight-forward. NeDA's personal finance workshops for adults and youth discuss tips for maximizing your dollar, managing your cash flow, and building savings for your future. We talk about the importance of credit and detail simple steps participants can take to improve their score. Our students learn practical knowledge that will make navigating their daily finances easier. Please contact us to set up a workshop for your group.
HOME STRETCH WORKSHOPS
Purchasing a home could be the biggest investment you make. Home Stretch will walk you step-by-step through the entire process. Our educators create a comfortable and engaging environment where participants have the opportunity to ask questions directly to lenders, real estate agents, and home inspectors, along with other industry professionals. The workshop will also detail down payment and closing costs assistance programs. Visit our event page for upcoming classes and enroll. Buy a home with confidence!
Interested in Learning more?
Please contact us if you would like to learn more about our programs before making an appointment.